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12/16/20255 min read




Compare Smart Credit Cards in Germany
Find the best credit card options available in Germany with no annual fees, flexible repayment terms, and full digital control.



Keine Jahresgebühr
Volle Kontrolle per App
100% online


Unlock Financial Freedom with a Smart Credit Card Solution
At NOXTRA, we help you take full control of your finances with a modern credit card designed for everyday life in Germany and beyond. Our solution lets you apply 100% online in just a few minutes, with no paperwork, no hidden costs, and no need to switch your bank account. Enjoy 0 € annual fees, transparent conditions, and worldwide payments without unnecessary fees — whether you’re shopping online, paying in-store, or traveling abroad.
With full integration for Apple Pay and Google Pay, real-time spending insights, and flexible repayment options, NOXTRA puts you in charge of how and when you pay. Everything is managed digitally, giving you clarity, security, and freedom at every step. Simple, fast, and built for modern users who expect smarter financial tools — that’s credit cards, the NOXTRA way.
With full integration for Apple Pay and Google Pay, real-time spending insights, and flexible repayment options, NOXTRA puts you in charge of how and when you pay. Everything is managed digitally, giving you clarity, security, and freedom at every step. Simple, fast, and built for modern users who expect smarter financial tools — that’s credit cards, the NOXTRA way.












Ihre Vorteile im direkten Vergleich.




Andere Karten
Jahresgebühr
Apple Pay & Google Pay
Digitale Antragsstrecke
Keine Kontoeröffnung nötig
0 €
Voll unterstützt
Komplett digital — Entscheidung in Minuten
Verknüpft mit Ihrem bestehenden Girokonto
29–99 € pro Jahr
Nicht immer verfügbar
Teilweise digital – längere Wartezeiten
Oft neues Konto erforderlich
Deutschland-Kreditkarte


Unlock Financial Freedom with a Smart Credit Card Solution
At NOXTRA, we help you take full control of your finances with a modern credit card designed for everyday life in Germany and beyond. Our solution lets you apply 100% online in just a few minutes, with no paperwork, no hidden costs, and no need to switch your bank account. Enjoy 0 € annual fees, transparent conditions, and worldwide payments without unnecessary fees — whether you’re shopping online, paying in-store, or traveling abroad.
With full integration for Apple Pay and Google Pay, real-time spending insights, and flexible repayment options, NOXTRA puts you in charge of how and when you pay. Everything is managed digitally, giving you clarity, security, and freedom at every step. Simple, fast, and built for modern users who expect smarter financial tools — that’s credit cards, the NOXTRA way.
With full integration for Apple Pay and Google Pay, real-time spending insights, and flexible repayment options, NOXTRA puts you in charge of how and when you pay. Everything is managed digitally, giving you clarity, security, and freedom at every step. Simple, fast, and built for modern users who expect smarter financial tools — that’s credit cards, the NOXTRA way.


Unlock Financial Freedom with a Smart Credit Card Solution
At NOXTRA, we help you take full control of your finances with a modern credit card designed for everyday life in Germany and beyond. Our solution lets you apply 100% online in just a few minutes, with no paperwork, no hidden costs, and no need to switch your bank account. Enjoy 0 € annual fees, transparent conditions, and worldwide payments without unnecessary fees — whether you’re shopping online, paying in-store, or traveling abroad.
With full integration for Apple Pay and Google Pay, real-time spending insights, and flexible repayment options, NOXTRA puts you in charge of how and when you pay. Everything is managed digitally, giving you clarity, security, and freedom at every step. Simple, fast, and built for modern users who expect smarter financial tools — that’s credit cards, the NOXTRA way.
With full integration for Apple Pay and Google Pay, real-time spending insights, and flexible repayment options, NOXTRA puts you in charge of how and when you pay. Everything is managed digitally, giving you clarity, security, and freedom at every step. Simple, fast, and built for modern users who expect smarter financial tools — that’s credit cards, the NOXTRA way.
Aviso legal
La tarjeta de crédito que simplifica tu día a día.
Política de privacidad
Política de cookies
NOXTRA actúa como plataforma informativa y comparativa de tarjetas de crédito ofrecidas por proveedores externos, permitiendo a los usuarios acceder a información general y comparar las opciones disponibles.
Los resultados pueden mostrarse mediante procesos automatizados, sin que ello suponga asesoramiento financiero, intermediación, recomendación personalizada ni prestación directa de servicios por parte de NOXTRA.
NOXTRA no es parte contractual en ninguna relación jurídica que pueda establecerse entre el usuario y los proveedores de tarjetas.
La decisión de solicitar o contratar una tarjeta de crédito corresponde exclusivamente al usuario, quien deberá revisar y aceptar las condiciones establecidas por cada proveedor antes de formalizar cualquier relación contractual.
La disponibilidad, exactitud y actualización de la información mostrada puede variar.
La inclusión de tarjetas de crédito en esta plataforma no implica verificación, control ni validación de las condiciones ofrecidas por los proveedores.
NOXTRA no asume responsabilidad alguna por los resultados, condiciones, decisiones o consecuencias derivadas del uso de los productos financieros mostrados.
Para más información sobre el funcionamiento de esta web y tus derechos como usuario, consulta nuestros avisos legales.


